New Year’s celebrations always come with pressure to make a resolution or two. For many people, these relate to health, fitness, and family. For some people, money is their top priority.
WalletHub’s experts recently surveyed 220 Americans to find out what resolutions they intend to make for 2025, and some interesting trends emerged .
56% said inflation is their biggest economic concern in 2025. About three in five respondents say they plan to spend less money on New Year’s planning this year compared to last year.
But at the same time, about two-thirds said they expected 2025 to be better for their wallets than 2024.
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According to WalletHub, 52% of Americans plan to make financial New Year’s resolutions, second only to health (71%). Education-related resolutions came in third with 47%.
The survey found that one of the main reasons Americans are so worried about inflation is because they’re spending too much and saving too little.
According to WalletHub, the average U.S. household has just $8,000 in savings and the average credit card debt is $10,757.
41% of survey respondents said they want to save more in 2025, while 21% want to spend less and 20% want to earn more money.
If you don’t believe in making New Year’s resolutions, you’re not alone. The survey also found that 62% of Americans think New Year’s resolutions put too much pressure on them.
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